If you have been involved in an accident and feel you did not hide it, you are entitled to claim another driver. Get a mechanic to estimate the cost of repairing your car, then write to another driver or his insurance company stating that you are responsible for the damage and that he or she should pay for the repair costs.
Inform your insurance company of your actions. If you have comprehensive insurance, your insurance company will cover the cost of repair and then claim the money from another driver's insurance company if they agree that he or she is responsible for the accident. Other insurance policies cannot be reimbursed until another driver or his insurance company assumes responsibility.
Insurance claims in the event of fire or theft with a third party insurance, fire and theft insurance policy, your insurance company will reimburse you for the cost of damage caused by fire or the loss of your car if it is destroyed or stolen. If the cost of repair is high, the insurance company may send an inspector to check it.
If the repair costs are greater than the market value of the car, it will be written off - and it will pay you the market value or the value to which you insured the car if it is less.
In the case of a car theft, the insurance company will usually wait a month before your claim is settled, in the event of a car being found.